Nick DeMiro, Licensed Mortgage Loan Originator · NMLS #1316642  |  Edge Home Finance, LLC · NMLS #891464  |  Branch NMLS #2655697  |  NMLS Consumer Access Call or text (248) 860-3957

What clients say

Every review below is published exactly as the client wrote it — not edited, not shortened, not tidied up, typos and all. Each one links back to where it was posted so you can check it yourself. Please read the note at the bottom of the page about what these do and do not mean.

Nick made the entire process so easy for me as a first-time home buyer. His communication with me was excellent, usually replying to an email within an hour. He was very friendly and patient with me as I navigated through the process.
Kerry K. July 2026 · via Google
Nick did an excellent job on the financing for the purchase of our new home. He is a great person to work with, providing options, thorough explanations, great communication, and professionalism through the entire process. We highly recommend him!
Mike Muehmel May 2026 · via Google
Nick is absolutely fantastic to work with! He is professional, efficient, genuinely so kind, and takes the time to answer all questions and concerns. He made our first homebuyer experience so simple, and I would highly recommend him for your next property!
Alyssa Shermetaro March 2026 · via Google
10/10, I highly recommend Nick as your go-to guy. He’s an excellent communicator, able to explain real estate in a way that’s easy to understand for everyone. Nick is also incredibly honest, and I have complete confidence in his expertise. Was able to buy my dream home with Nick's help!
Dan U. April 17, 2025 · via MortgageMatchup
Nick has been wonderful throughout a very tricky transaction! As a Realtor it is important to maintain constant communication with the lender and Nick has provided exactly that. He has gone above and beyond to get my client into his dream home. Nick has definitely gained my trust and business for the future.
Katrin April 17, 2025 · via MortgageMatchup
Had a wonderful experience working with Nick and his team! Nick is very responsive, professional , and he will spend the time to make sure you understand everything. I highly recommend him in his team for Securing a mortgage for your future home!!
Jordyn F. April 17, 2025 · via MortgageMatchup
Nick was very good at getting us to the finish line. From submission to CTC in less then a week.
Richard Koolwick March 4, 2026 · via MortgageMatchup
Nick was a pleasure to work with. He was available anytime I had a question, day or night, and was very detailed oriented. He made the home buying process for my wife and I very smooth.
Tommy Dulapa August 2026 · via Google
Absolutely fantastic experience! I ask a lot of questions and Nick and his team were always available to answer my questions in an incredibly Timely manner. I highly recommend Nick and his team! Simply an outstanding experience and I would use them again without hesitation. Thank you Nick and your team for making our home buying experience so wonderful!
Angel Miller July 2026 · via Google
Working with Nick was easy, efficient, and overall great. He was great with communication and balancing making sure I had what I needed while also not being overwhelming or too many reach outs. He was clear with what was needed from me, why it was needed and when it was needed. He explained the process in terms that I could understand without talking down to me, ultimately respectful. I would recommend him to anyone that had any needs or even questions about the whole loan process!!
Jenny Grace July 2026 · via Google
Nick’s help could not be more appreciated during our house hunt. He always made himself available when we were putting offers in or asking for estimates. Finally, on offer #7, our offer was accepted and moved forward with purchasing our home. Nick always provided thorough explanations for what happens in the crazy business of realty and always made sure we were happy at the end of the day. Could not recommend him enough and we look forward to working with him in the future!
Alex Demees July 2026 · via Google
Nick truly is an expert at what he does; he is knowledgeable, thorough, and a proactive communicator. He does an excellent job explaining your mortgage options and helps you find the best fit for your family. His no pressure educational approach makes the process smooth and easy to understand. I’d be absolutely comfortable sending my 90 yr old grandma to Nick for a mortgage because I know he will treat her right. If you’re looking for a great mortgage guy, give Nick a shout!
Chris Faley April 2026 · via Google
From the beginning, Nick was very easy to work with. His communication was awesome. Was always there when we needed a last min offer letter written up! He helped us from start to finish and got us a great rate! Will definitely use him again and highly recommend his services! Thank again!
Nick Kerr April 2026 · via Google
Nick was great to work with. He is very knowledgeable about the mortgage market and shopped around to get us the best rate. Entire process was smooth and efficient. Highly recommend him!
Bill E. April 17, 2025 · via MortgageMatchup
Understanding a HELOC can be daunting, but Nick made it a breeze for my husband and I. His expertise in explaining the process, prompt communication, and dedication to finding the best solution for our needs was truly impressive. We appreciated his attention to detail and ability to answer all of our questions thoroughly. We would highly recommend Nick as your broker!
Ashley April 17, 2025 · via MortgageMatchup
My wife and I were looking to purchase a home for a long while, and it wasn’t until a home went on the market across the street from our father’s that we began even entertaining the idea of it being something we could do. Her father Agreed to help us cosign and finance the purchase, and as we started to look into various lenders, things seem to be working out in our favor until the lender that we got our original quote from said they wouldn’t be able to qualify us based off of my father-in-law’s income, and I’ll admit for the next few days after that it felt like all hope was lost. It felt like we just weren’t meant to buy the home that it just wasn’t the right time. That’s when my friend referred me over to Nick. Nick made the process so incredibly easy and got me a much better deal and interest rate than I thought would be available with the market being the way it is today. He was the personification of professional and insightful, and always answered any questions I may have and made himself available, even if he was doing his own thing in his own personal life. If I could do it all over again, I would sign with Nick in a heartbeat.
Parker Berkes April 17, 2025 · via MortgageMatchup
Nick was fantastic to work with! He was so nice, knowledgeable and responsive. He made the process so easy and got us approved quickly with an incredible rate that none of the banks could match. Thank you Nick! :)
Lauren Szymanski August 2026 · via Google
Nick is a good guy to have in your corner. He helped navigate some challenging situations for my DSCR loan that almost resulted in a significant delay- but Nick went to bat and kept the loan going forward!
Paul Woodson August 2026 · via Google
We had a fantastic experience working with Nick. He ensured the process was smooth and stress-free. We couldn’t be happier and would highly recommend him to anyone looking to buy a home.
Todd Mueller August 2026 · via Google
Nick was amazing to work with! He was always available to answer any questions and made the process easy to understand. Would highly recommend!
Jessie K August 2026 · via Google
Highly recommend Nick, he made everything revolving around getting a loan easy!
Nikola T August 2026 · via Google
Professional and thorough. Answered all questions. Walked me through the entire process.
Jimmy Robertson August 2026 · via Google
Nick was great to work with and did an excellent job finding us the best rate paired with loan features. Highly recommend!
Matthew Gilbert-Eyres August 2026 · via Google
Would not hesitate to recommend Nick! He was so nice to work with as first time home buyers and so knowledgeable!
Paige Karski August 2026 · via Google
Nick walked me through the whole process, with updates along the way. Always available and very knowledgeable. I would definitely use his services again.
Hever Huerta August 2026 · via Google
Nick did a great job keeping me well informed of the progress throughout the process. Made time to reach out after hours and or on weekends to follow up.
Aaron Norton July 2026 · via Google
Great experience working with Nick and Donald.
Michelle Lamb July 2026 · via Google
It was a pleasure working with Nick. He was super helpful throughout the whole process and thoroughly answered all questions and concerns we had. I would highly recommend Nick to anyone looking to buy a new home!
Daniel Carnaghi June 2026 · via Google
Nick was always available to answer any questions and made the process much easier. He helped walk me through all steps of the process, and I was lucky to have his help. .
Jessie Anderson June 2026 · via Google
Working with Nick was amazing! He always took the time to answer all of my questions, answered things in a way that made sense and got us to the home buying finish line with ease and confidence! I would recommend working with Nick to anyone!
Lina Simpson June 2026 · via Google
Nick is a pro at his job! He was fantastic, thorough, and informative throughout the entire home buying experience! Can’t recommend him enough!!
Marcello Molteni June 2026 · via Google
As a first time buyer Nick was amazing. Helped me through every step and made it so easy.
Ryan Schember May 2026 · via Google
Such a great experience. Thank you Nick. We are forever grateful.
Brittany Wilson May 2026 · via Google
Great service in a timely fashion
Justin Montroy May 2026 · via Google
Nick was so great. Really helped us get the best rate for our refinance and gave us honest advice. He was really great at communicating, even with a time difference he was always available. Definitely recommend and if I ever refinance again, id call him.
Erin Tessens April 2026 · via Google
Nick and his team gave an amazing loan package and rate and were quick to respond to questions/comments. Only reason I'm not giving a 5 star is that there were some last minute changes due to some loan estimate discrepancies that was a bit frustrating. However, Nick was quick to address it without jeopardizing closing and the rate lock.
Kundayi Mugabe April 2026 · via Google
Nick and his team were super helpful throughout the entire process. They helped me get the right loan, submit multiple offers, and answer all of my questions any time of day!
Maxwell Emerson April 2026 · via Google
Nick was phenomenal helped every turn answered all our questions, that we didn’t understand and even helped us with keeping everything easy and fast.
patrick wiley April 2026 · via Google
Working with Nick has been smooth and painless! Makes it easy!
AustRio April 2026 · via Google
Your patience and professionalism made all the difference. Couldn't have asked for a smoother experience!
Zackary Frazer April 2026 · via Google
A seamless process from start to finish! Nick was great to work with. He explained the process and followed up on questions I had.
Nancy Nance March 2026 · via Google
Nick was the best broker that I could of used. He was on top of everything and made it so smooth
Richard Koolwick March 2026 · via Google
My go-to financing guru. Nick and I have worked together for a long time and he’s great!
Adam Unger March 2026 · via Google
Nick has been a great resource through a new mortgage and refinance opportunity. He’s a clear communicator and has numerous relationships with lenders to ensure the best rates and outcomes. Not pushy, truly advocated in our best interest. Strongly recommend!
Jake Caveny February 2026 · via Google
Nick did a great job for us and got us an excellent rate. We will be working with him more often!
Josh Hill January 2026 · via Google
Nick was always available to answer any questions, taking the stress out of the entire process! Thanks again, Nick!
Bill Reicheld January 2026 · via Google
Communicative, available, friendly. Easy to work with, smooth refinancing experience.
Matt O'Sullivan January 2026 · via Google
Nick was amazing to work with! He was kind, patient, and took the time to explain everything clearly. Whenever I needed something, he was on top of it right away. The whole process felt smooth and stress-free thanks to his support. Highly recommend!
Angie Mexia December 2025 · via Google
Nick is an awesome resource if you are buying a home! He is a great mortgage broker and made the mortgage approval process fast & easy. If you are searching for a new home I highly recommend you talk with Nick.
Zach Swaffer December 2025 · via Google
Nick was great to work with, responded quickly to any questions and helped ensure the house buying process went smoothly!
Erik McGuire December 2025 · via Google
Nick DeMiro is excellent to work with. Extremely professional and patient. He consistently checked in with me and stayed engaged throughout my process. Thanks, Nick! Branden Rable
B Nice December 2025 · via Google
Edge Home Finance has taken the stress away in refinancing my mortgage at a competitive interest rate. Nick’s expertise and guidance made this whole process effortless and I am completely satisfied with the end result!
Rozel Jansen van Rensburg November 2025 · via Google
Nick is an absolute rockstar to work with! He’s super friendly, quick to respond, and always one step ahead. He even got me a better mortgage rate than my local credit union (which I didn’t think was possible!). If you want someone reliable, knowledgeable, and genuinely pleasant, Nick’s your guy!
Hannah November 2025 · via Google
Nick DeMiro and his team at Edge Home Finance completed my financing seamlessly. I appreciated that he came to the calls with information and options and used his professional experience to form opinions on the best options in my circumstance. He thoroughly and timely followed through on open matters. He made a process that was quite unfamiliar to me very easy and comfortable by taking the mystery out of what came next. Thanks again.
Dan Kleeburg November 2025 · via Google
Edge home finance did a fantastic job for us! I highly recommend them to anyone looking for a great team for new or refinancing options!
Mike Safford November 2025 · via Google
Great experience working with Nick. Excellent communication and guidance throughout the entire mortgage process. Highly recommend working with him
Patrick Keating October 2025 · via Google
Nick was absolutely amazing to work with. Being first time home buyers, we had a lot of questions and Nick never hesitated to help us out. He was always prompt getting back to us and we felt he had our best interests in mind as he helped guide us through the process from step 1 to closing. Couldn't recommend him enough!
Emily Schuler 2025 · via Google
Nick is an amazing mortgage broker! He was helpful every step of the way with clear explanations of the process. He kept checking in on my home buying experience without being pushy. In the end, he was able to get me a lower rate at the 11th hour saving me $1000s! Would highly recommend working with Nick.
Ross O'Hara 2025 · via Google
Nick was a pleasure to work with. I met with him after dealing with a dishonest lender that was sneaking in fees and costs. Nick was very honest and upfront about everything and ended up getting me the best rate that we could. Very friendly and the process went very smooth with great communication. Would highly recommend.
David Houghton 2025 · via Google
I recently worked with Nick DeMiro at Edge Home Finance on the purchase of my first home, and I couldn’t be more impressed. As a fellow Hillsdale College alumnus, I connected with Nick through our alumni network - and I’m grateful I did. From the start, Nick and his team were on point: punctual, detailed, and consistently professional. He made a complex process feel clear and manageable, always keeping me informed and ahead of the curve. Nick brings the kind of STEADY CONFIDENCE and know-how you want in your corner when navigating a major financial decision. Not only was the experience seamless, but Nick also carried himself with the kind of INTEGRITY and GRIT you’d expect from a fellow Charger. I’ll be confidently recommending him to family, friends, and clients of mine moving forward. If you're in the market for financing - especially as a first-time buyer - you’ll be in good hands with Nick.
Andrew Szewc 2025 · via Google
Nick helped my husband and I with a complex refi/new purchase and he made everything as smooth and seamless as possible. He was communicative and always available by phone. He explained everything in a way that I could understand, and he was super friendly and polite! I highly recommend him to anyone looking for a mortgage lender!
Megan Garza 2025 · via Google
Nick was a pleasure to work with! He always maintained clear, concise, and consistent communication throughout the entire home buying process and made the process a breeze from start to finish. I’ll be referring all friends and family his way moving forward knowing he’ll take good care of them. We will only be working Nick him moving forward. Nick is a rockstar!
Josh Blanquart 2025 · via Google
As first-time homeowners, my partner and I had a lot of questions and concerns throughout the process of purchasing our home. Working with Nick was an absolute pleasure. Even though Nick wasn’t based in the state where we bought our home, he was always available via phone or email, responding promptly to all our inquiries. He provided clear, honest answers and thoughtful advice that helped guide us through every step. Nick is incredibly efficient, quick to address any issues, and, above all, compassionate and kind-hearted. Even after our home purchase, he has consistently checked in on us and offered his continued support for any future questions or concerns. His open-door policy has given us peace of mind. Nick DeMiro is truly wonderful to work with, and we highly recommend him to anyone seeking a knowledgeable and caring mortgage loan officer.
Khurshid Khonturaev 2025 · via Google
I highly recommend Nick. He did a fantastic job from start to finish. He was always there to answer my questions in a timely fashion and worked hard to get me the best rate. I will be working with him again to refinance and recommending him to all my friends and family.
Justin Tuzzo 2025 · via Google
Nick and his team did an awesome job when my family bought our home in southeast Michigan. He was attentive, responsive, and worked hard to secure us a great interest rate and was resourceful in his problem solving and saving us money. I'd recommend Nick to anyone looking to secure a loan nationwide.
David Horton 2025 · via Google
I’ve had the pleasure of working with Nick Demiro and I can confidently say he truly puts his clients' well-being above all else—even over financial gain. He’s incredibly knowledgeable, dedicated, and always available to answer questions or provide guidance. His open communication throughout the entire process makes every transaction smooth and stress-free. Highly recommend!
jimmy dixon 2025 · via Google
I had a fantastic experience working with Nick DeMiro! They made the entire mortgage process smooth, stress-free, and easy to understand. Their professionalism, clear communication, and dedication to finding the best deal for me really stood out. I highly recommend them to anyone looking for a reliable and knowledgeable mortgage broker!
Danny McCarthy 2025 · via Google
Nick is amazing to work with!! Nick is super great at making the process very easy and stress free. Highly recommend working with Nick as much as possible!
Ryan Baker 2025 · via Google
Nick was fantastic I love working with him. He was fantastic help buying my first house.
Jacob White 2025 · via Google
it was a pleasure working with nick! he explained our refi process to us patiently and kindly. nick walked us through each and every step through closing. his response time to our emails and voicemails were expeditious. thank you, nick! we will definitely work with you again
Audrey 2025 · via Google
Nick and his team did such an amazing job of helping us through the maze of home buying and all the hoops and hurdles that come with it. We seriously could not have done it with out him!
Ricardo Jim Puente 2025 · via Google
Nick is a straight shooter, FAST, beat rates and had us pre-approved and ready to close well before our original closing date. HIGHLY recommend!!
Cassandra Nightingale 2025 · via Google
Nick did a great job with all the moving pieces of my refinance; I will definitely use him again.
Eric Rasmussen 2025 · via Google
Nick and his team made the process seamless. Excellent service and very responsive to make this an easy transaction.
Thomas Dulapa 2025 · via Google
As easy as a mortgage can be, broker service lets you shop multiple lenders at one time. Great customer service.
Charlotte Kline 2025 · via Google
Nick did a really great job of securing finance for me as I have just relocated from South Africa to Michigan. He enabled me to buy my first home in the US at a very competitive interest rate. He went “above and beyond” to ensure that I got what I needed.
Tim Waterson 2024 · via Google
Nick is a fantastic person and a superb mortgage broker. He got me the best deals I could get in the market that other people described as impossible. He was available for my questions and helped me assess my risks to mitigate my fears. I’m not sure if I’m going through the process any time soon, but if I do, Nick will be the person I’ll call. Many thanks, Nick!
Shirly B 2024 · via Google
Nick was great to work with! He made the home buying process a lot less stressful. I truly don’t know if I could’ve done it without him. He’s extremely knowledgeable and takes the time to educate his homebuyers. He works behind the scenes and reaches out to different parties involved in the home buying process to gather documents and make sure everyone is on the same page. He shops the best rates and prices so that you don’t have to. He is also quick to respond to any question and quick to get documents submitted. He goes above and beyond to help his clients. Buying a house is extremely overwhelming, but it was helpful having someone to rely on and trust during the entire process. I would highly recommend using Nick when buying your next house! I will refer him to my friends and family and use him in the future!
Maddy Howell 2024 · via Google
Nick at Edge was great to work with! He was able to get us good, competitive rate in this tough market and provide us the financing and support we needed in order to close on our place without a hitch!
Jeffrey Ditillo 2024 · via Google
Nick did a wonderful job with our recent home purchase. He provided multiple options for financing and ultimately helped us through a complex closing scenario.
Matthew VanOpstall 2024 · via Google
very knowledgable in his field and great with communication. I will continue to work with Nick in the future and would definitely recommend him to anyone in need of lending.
Tom Vetterli 2024 · via Google
Thank you Nick! Nick worked hard to find us competitive terms and was incredibly communicative - at no point did we feel like we were lacking any support or guidance from him.
Kristina Pound 2024 · via Google
We had a lot of moving parts but Nick and Donald were terrific at getting four loans to close for us. Thank you gentlemen!
Fritz Medor 2024 · via Google
Was great, worked hard and was successful. I will work with him again!
John Tobias 2024 · via Google
Nick was an excellent mortgage broker for the first investment property I purchased. We worked with two of the big 4 lenders and the financing fell through last minute due to squabbling with the HOAs. A month later we bought a similar property two streets over with financing from Nick. His customer service was phenomenal. I can't recommend him highly enough!
Chris Gray 2023 · via Google
Nick was really excellent through the entire process. I found him to be honest, responsible, extremely competent at his job, and very friendly. He took the time to regularly walk through any questions that we had, and was sure to follow up intermittently even weeks after everything had gone through with our home purchase and move-in. Would highly recommend without reservation.
Connor Biskamp 2023 · via Google
Nick was so great to work with! He made the whole process super easy for us as first time homebuyers. He always answered all of our questions and was on top of everything. Highly recommend working with Nick!
Rebecca Nightingale 2023 · via Google
Nick and the team helped me with closing 4 duplexes simultaneously. Due to the loan amount and closing multiple deals at once, there are bounds to be some issues. Nick was super knowledgeable, resourceful, and extremely helpful. He diligently guided me through these obstacles and completed the deal with an on-time closing. I can’t thank him enough. He is definitely my go-to guy for my future financing needs.
Alex Hsu 2023 · via Google
Nick and his team were a pleasure to work with. They answered all of our questions, communicated early and often, and streamlined the entire process. In the end we secured a loan that is exactly what we wanted with a great rate.
Nathan Bundy 2023 · via Google
Nick was a pleasure to work with! He made the process as easy as possible to get our first home and I look forward to having him as a resource in the future!
Alexus Merritt 2023 · via Google
Nick is very transparent and detailed. He’s easy to work with and looks out for your best interest. I would recommend his service to everyone.
Antonio Coy 2023 · via Google
If you’re looking for a professional, that’s 100% dedicated to his clients needs and success you deal with Nick he is AMAZING
Drew colt 2023 · via Google

Worked with me before?

A review takes two minutes and it is the single most useful thing you can do for someone who is trying to figure out whether to trust a stranger with the biggest purchase of their life.