This policy explains what happens to information you provide through this website, which is operated by Nick Demiro, Licensed Mortgage Loan Originator (NMLS #1316642) on behalf of Edge Home Finance, LLC (NMLS #891464).
PLACEHOLDER — legal review. This is a solid working draft, but it has not been reviewed by an attorney or by Edge Compliance. Edge may have a corporate privacy policy that this page must match or link to. Confirm before publishing.
What is collected
Information you give us. When you submit a form, you provide your name, email address, and optionally a phone number, a description of your goal, and a message. If you choose to check the consent box, you are also telling us how we may contact you.
Information collected automatically. If website analytics are enabled, standard analytics data is collected: pages viewed, approximate location derived from IP address, device and browser type, and which link or search brought you here. This is aggregate traffic measurement and is not used to identify you personally.
What is not collected here. This website does not collect Social Security numbers, account numbers, income documentation, or credit information. That information is only collected through the secure loan application portal, which is a separate system operated by our loan origination software provider under its own privacy and security terms.
How it is used
- To respond to your question or request
- To discuss mortgage financing options with you
- To send information you asked for
- To understand which parts of this site are useful, in aggregate
- To meet legal, regulatory, and recordkeeping obligations
How it is shared
Your information is not sold, rented, or traded to third parties for their own marketing.
It may be shared with: Edge Home Finance, LLC and its wholesale lending partners in connection with a loan you ask us to pursue; service providers who operate this site, the form handler, the calendar booking tool and the loan application portal on our behalf; and regulators, auditors, or law enforcement where required by law.
Cookies and analytics
This site uses no advertising cookies and does no cross-site tracking. If a Google Analytics measurement ID has been configured, Google Analytics 4 sets its own cookies for traffic measurement. Until an ID is entered, the analytics file on this site loads nothing and sets no cookies at all.
Most browsers let you block or delete cookies. Blocking them will not break anything on this site.
Contact preferences and the consent checkbox
The consent checkbox on our forms is unchecked by default and is not required. Checking it gives express written consent for Edge Home Finance, LLC and its loan originators to contact you by phone call, artificial or prerecorded voice message, and text message at the number you provided, including through autodialed systems. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply.
You can withdraw consent at any time: reply STOP to any text message, say so on a call, or email nick.demiro@edgehomefinance.com. We honor federal and state do-not-call requirements and internal do-not-call requests.
Security
This site is served over HTTPS. Form submissions are transmitted over encrypted connections. No method of transmission or storage is completely secure, so please do not email sensitive documents — use the secure application portal instead.
Your choices
You may ask what information we hold about you, ask us to correct it, ask us to delete it where we are not required to retain it, and opt out of marketing contact. Email nick.demiro@edgehomefinance.com or call (248) 860-3957. Residents of states with specific privacy statutes, including California, may have additional rights — ask and we will honor them.
Children
This site is not directed to children under 13 and we do not knowingly collect information from them.
Financial privacy
Information collected in connection with an actual loan application is governed by the Gramm-Leach-Bliley Act and by the privacy notice you receive as part of the application process. That notice controls where it differs from this page.
Changes
If this policy changes, the revised version will be posted here with an updated date.
Contact
Nick Demiro, Licensed Mortgage Loan Originator, NMLS #1316642
Edge Home Finance, LLC, NMLS #891464
5860 Baker Road, Minnetonka, MN 55345
nick.demiro@edgehomefinance.com · (248) 860-3957